Oyer Insurance Agency LLC

  Homeownership is one of the biggest investments most people will ever make. Protecting that investment requires the right homeowners insurance policy—one that not only covers the basics but also provides peace of mind, flexibility, and unmatched service. While many providers offer home insurance in Ohio, not all policies are created equal. Choosing the right coverage means finding protection that truly puts your needs first. That’s why our policyholders consider us the provider of the Best Homeowners Insurance Ohio has to offer. In this article, we’ll explore what makes our Ohio homeowners insurance stand out, why thousands of families trust us, and how we go above and beyond to safeguard your home and everything in it. Comprehensive Coverage Designed for Ohio Homeowners Ohio has its own unique risks when it comes to homeownership. From harsh winters and heavy snowfall to seasonal storms and unexpected property damage, homeowners need insurance that accounts for these speci...

  In recent years, the automotive industry has witnessed a surge in the integration of advanced safety features aimed at reducing accidents and enhancing driver protection. This evolution prompts a critical question: how do these safety enhancements influence car insurance premiums? Understanding Vehicle Safety Features Modern vehicles come equipped with a variety of safety technologies designed to prevent collisions and protect occupants. Notable features include: Automatic Emergency Braking (AEB):  Detects imminent collisions and applies brakes autonomously to prevent or mitigate impact. Lane Departure Warning (LDW):  Alerts drivers when the vehicle unintentionally drifts out of its lane. Blind Spot Monitoring:  Warns drivers of vehicles in adjacent lanes that may not be visible. Adaptive Cruise Control:  Maintains a safe distance from the vehicle ahead by adjusting speed automatically. Safety Features a...

I’ve worked with a lot of drivers over the years looking to get their driver’s license back. There’s one thing I’ve learned, it’s that everyone deserves a second chance. Whether you’ve had a lapse in insurance, a DUI, or another serious driving violation, the road to reinstating your license in Ohio often starts with one document: SR22 coverage. It might sound complicated at first, but I'm here to break it down in a clear, simple way. Let’s start with the basics. SR22 isn’t actually insurance—it's a certificate your insurer files with the Ohio Bureau of Motor Vehicles (BMV) to prove that you have the required liability coverage. If you’ve been told you need SR22 coverage, it means the state is requiring you to show and maintain financial responsibility in order to legally drive for commonly three years. At Oyer Insurance Agency , we specialize in helping Ohio drivers get back behind the wheel quickly and affordably. We understand that mistakes happen. Our goal is to provide...